Insurance endorsement verification
Check the policy wording, not only the box.
Connect each endorsement requirement with the page that supports—or fails to support—the finding.
Get Started Free- Additional insured wording
- Waiver of subrogation and primary wording
- Source-page evidence for human review
Quick answer
Insurance endorsement verification checks whether the submitted policy pages contain the wording required by an agreement. A certificate checkbox or description may indicate that an endorsement was requested, but the attached form controls what was actually added to the policy and who receives protection.
Separate the summary from the policy change
A certificate summarizes insurance information. An endorsement changes the policy. When an agreement requires specific protection, the reviewer may need the endorsement rather than a checked box or description field.
Checkmate keeps the certificate and related forms together while evaluating each requirement separately.
Name the wording that matters
Plain-language findings help operations teams act without hiding the formal insurance term.
- Your company is listed on the policy (Additional insured)
- Insurer waives recovery from your company (Waiver of subrogation)
- This policy pays before your company's policy (Primary and non-contributory)
- Coverage continues for completed work (Completed operations)
Show evidence, uncertainty, and the next step
When wording is confirmed, the finding points to the supporting page. When it is missing or unclear, Checkmate says what could not be confirmed rather than treating silence as proof.
The reviewer can then approve, ask for the specific form, or refer the question to an insurance professional.
Primary sources
Frequently asked questions
Does an additional insured checkbox prove coverage?
Not by itself. The policy or endorsement determines who is protected, for which work, and under what conditions.
What if the endorsement is not attached?
The review should identify the missing evidence and request the relevant policy form instead of assuming the requirement is satisfied.
Can software interpret every coverage question?
No. Software can organize and compare wording, but coverage can depend on the complete policy and facts. A qualified person should make the final decision.