For property & asset managers

Every tenant and vendor insured. Every building covered.

Checkmate collects certificates from tenants and building vendors, validates them against your lease and contract requirements, and shows you exactly who needs chasing — across your whole portfolio.

  • Tenant and vendor coverage in one place
  • Requirements pulled straight from your lease
  • See who's missing coverage at a glance

Free to use · No credit card · Setup in under 5 minutes

Harborview Plaza — Certificates
48
Covered
7
Expiring
3
Action needed
Bluebird Coffee Co.
Tenant · GL $1M / $2M · Exp Feb 3, 2027

Compliant

Atlas Elevator Service
Vendor · GL $2M / $4M · Exp Nov 30, 2026

Expiring

ClearView Janitorial
Vendor · W-9 and license verified

Compliant

Fern & Field Retail
Tenant · Certificate expired

Action needed

The problem

Insurance proof lives in lease files and inboxes

Certificates arrive by email, get filed in a folder, and quietly expire. Nobody knows which tenants are covered until something goes wrong.

Buried in files

Certificates scattered across lease folders, inboxes, and spreadsheets that never stay current.

Silent expirations

Coverage lapses without warning, and renewals only surface when someone thinks to check.

Unverified coverage

Certificates get filed without anyone confirming limits and endorsements actually meet the lease.

Portfolios

Works for commercial and multifamily portfolios

The same workflow covers office suites and apartment communities — requirements per building, secure uploads, and automated validation.

Commercial real estate

Track lease-mandated coverage for office, retail, and industrial tenants alongside the contractors who service your buildings.

  • Tenant liability and property coverage per lease
  • TI contractors and building vendors on the same dashboard
  • Additional insured and certificate holder checks

Multifamily

Keep resident-provided proof of insurance and community vendor certificates verified across every property you manage.

  • Resident liability certificates checked automatically
  • Landscaping, maintenance, and amenity vendors covered
  • Renewal reminders before coverage lapses

Features

Built for how property teams manage risk

From lease execution to renewal, Checkmate keeps tenant and vendor insurance verified against your actual requirements.

Tenants and vendors, per building

Set up each property with its own requirements and track tenant coverage alongside janitorial, elevator, HVAC, and security vendors.

Requirements from your lease

Upload the insurance section of your lease or service contract and Checkmate extracts it into a structured requirement package.

Secure upload links

Tenants and vendors upload certificates through a secure link — no accounts, no passwords, no attachments lost in your inbox.

Renewal chasing, automated

Reminders go out as expirations approach, and expired or non-compliant coverage is flagged the moment it lapses.

Bulk import your existing files

Drop in the certificates you already have on file. Checkmate extracts each one and matches it to the right company.

Audit-ready documentation

Every certificate is validated and reviewable, with statuses and documents downloadable whenever ownership or insurers ask.

How it works

Up and running in minutes

Set up a building in minutes and know exactly where your portfolio stands.

01

Set requirements per building

Create each property, then define tenant and vendor coverage requirements — or extract them from your lease documents.

02

Send secure upload links

Tenants and vendors get a secure link to upload their certificates directly. No accounts or passwords required.

03

AI checks every certificate

Limits, endorsements, and expiration dates are validated against your requirements, with gaps flagged for your review.

04

Chase only who needs chasing

Compliance status shows who's covered and who isn't, and automated reminders follow up on expiring coverage for you.

Know your portfolio is covered

Put tenant and vendor insurance on autopilot — collection, validation, and renewal follow-up in one place.

Free to use · No credit card · Setup in under 5 minutes