For franchisors
Know every franchisee is covered. Before a claim reaches you.
Checkmate collects certificates from your franchisees, checks them against the insurance terms in your franchise agreement, and follows up on every renewal, whether you have ten locations or thousands.
- Franchisees upload from a secure link — no account needed
- Confirm you are named as additional insured
- Franchised and company-owned locations in one place
Free to use · Provided by WithCoverage · Setup in under 5 minutes
Compliant
Action needed
Expiring
Compliant
The problem
Hundreds of locations. One shared inbox.
Certificates arrive by email at renewal time, if they arrive at all. Checking each one against the franchise agreement takes time your team does not have.
You are not on the policy
A certificate can look complete without the endorsement that names you as additional insured.
Renewals slip
Every location renews on its own date, and a lapse goes unnoticed until someone asks.
No current picture
With certificates spread across inboxes and folders, nobody can say which locations are covered today.
Locations
From ten locations to thousands
Single-unit owners, multi-unit operators, and your own stores all run through the same requirements, links, and renewal follow-up.
Franchised locations
Each franchisee has one record, whether they run one location or twenty. Their most urgent issue shows first, with every location's requests one click away.
- Single-unit and multi-unit franchisees side by side
- Your franchise agreement terms at every location
- You named as additional insured, confirmed from the endorsement
Company-owned locations
Track the vendors and contractors that service your own stores with the same checks and renewal follow-up.
- Owned and franchised locations in one account
- Vendor and contractor certificates per location
- Every location in the Monday digest
Features
Built around your franchise agreement
Set your insurance terms once. Checkmate checks every franchisee against them and shows your team what it found.
Requirements from your agreement
Upload the insurance section of your franchise agreement. Checkmate turns it into a checklist you can reuse for every location.
Check the policy wording
Checkmate looks beyond the certificate for additional insured, waiver, primary wording, and other required policy terms.
Secure upload links
Franchisees upload through a secure link without creating an account, and your team keeps a complete submission history.
Renewal follow-up
Scheduled reminders follow up before and after expiration, so renewals come in without anyone chasing them.
Bulk import
Drop in the certificates you already have. Checkmate reads each one and matches it to the right franchisee.
More than certificates
Collect W-9s, licenses, and other required documents in the same request.
Your team makes the final call
Checkmate reports what it found. Your team approves or asks for changes.
New location buildouts
Track the contractors building out a new location in the same place as your franchisees.
How it works
Up and running in minutes
Set your requirements once and see which locations are covered.
Set your requirements
Choose a template, enter your terms, or upload your franchise agreement for Checkmate to read.
Invite franchisees
Send each franchisee a secure link. They upload documents without creating an account.
See who meets the terms
Checkmate checks limits, dates, and policy wording, then explains what is missing.
Approve and monitor
Your team makes the final decision, and reminders keep renewals coming in.
Related workflows
Go deeper on franchises
Explore the focused Checkmate workflows behind this industry experience.
Vendor insurance compliance
Keep requirements and evidence together for every franchisee relationship.
Explore workflowEndorsement verification
Trace additional insured and other required wording to the endorsement page.
Explore workflowCOI renewal tracking
Start outreach before expiration and review every replacement certificate.
Explore workflowCompliance document tracking
Collect W-9s, licenses, and other required documents alongside insurance.
Explore workflowKnow every location is covered.
Collect franchisee certificates, check them against your agreement, and keep renewals on track in one place.
Free to use · Provided by WithCoverage · Setup in under 5 minutes