COI compliance platform

Insurance compliance, without the chase.

Checkmate collects certificates of insurance (COIs) from your subcontractors and tenants, checks them against your insurance requirements, and tracks every expiration.

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Free to use · No credit card · Setup in under 5 minutes

Riverside Tower · Summit Steel Works
  • GL $1M / $2M
  • Workers' comp
  • Additional insured
  • Waiver of subrogation

Checkmate reads your compliance requirements and turns them into project checklist.

How it works

One workflow from request to renewal

Send every request in one pass

Import your vendor or tenant list. Checkmate sends each company a project-specific upload link and follows up automatically.

Riverside Tower · 46 companies

12 selected — missing, expired, or expiring

  • Summit Steel Works

    Structural steel

    No certificate

  • Horizon Plumbing

    Plumbing

    No certificate

  • Cascade Drywall

    Drywall

    Expired Jun 30

  • Atlas Elevator Service

    Elevators

    Expiring Aug 22

8 more need a request on this project.

Follow-ups continue automatically until each company responds.

Check every required document in one place

Checkmate pulls the key facts from every required document and checks them against your rules.

Summit Steel Works · compliance file

Key facts found

Named insuredSummit Steel Works
General liability$1M / $2M
Workers' compStatutory
Policy periodthrough Aug 22, 2026

Checked against the coverage minimums on this project.

A complete compliance file, ready for review.

See the evidence behind every finding

Each finding links to the exact policy or endorsement wording behind it. Your reviewer can verify the result before approving.

Summit Steel Works · document review
CG 20 10 · page 4Source evidence
Who is an insured is amended to include any organization you have agreed in writing to add as an additional insured before the work described in that agreement begins.

Blanket grant found

Confirmed

Northwind Builders is covered through its written subcontract.

Confirm the signed subcontract, then approve.

Stay ahead of every expiration

Checkmate sends reminders before expiration, changes the status if coverage lapses, and reuses approved documents when they still meet the requirements.

Summit Steel Works · general liability

  1. Reminder sent

    30 days out

  2. Project owner notified

    7 days out

  3. Coverage marked expired

    Expiration day

  4. Renewal checked

    Renewal lands

  5. Approved file reused

    Next project

No renewal spreadsheet or separate calendar to maintain.

Who it's for

One platform, two ways to manage risk

Whether you're mobilizing subcontractors or managing a building full of tenants, Checkmate keeps every certificate collected, validated, and current.

Construction

Keep every subcontractor's coverage verified against your project specs before they mobilize.

  • Per-project requirement packages
  • Sub self-service upload links
  • Gap detection before site access
Riverside Tower — Subcontractors
ABC Electric Co.
GL $2M

Compliant

Summit Steel Works
GL $1M

Expiring

Horizon Plumbing
Expired

Action needed

Checkmate for construction

Real estate & asset management

Verify tenant and building-vendor coverage against your lease requirements across CRE and multifamily portfolios.

  • Requirements per building
  • Tenant + vendor certificates together
  • Automated renewal follow-up
Harborview Plaza — Certificates
Bluebird Coffee Co.
Tenant

Compliant

Atlas Elevator Service
Vendor

Expiring

Fern & Field Retail
Tenant

Action needed

Checkmate for real estate

Explore the workflows teams use most

COI trackingCertificate verificationSubcontractor trackingTenant trackingRenewal tracking

Also included

Built for the work around compliance.

Bring existing records in, keep other systems current, and give your team a clean operating history.

Procore sync

Import Procore projects and vendors, then write status back to Project Vendor Insurance. Insurance records only — no financial data.

Bulk import

Drop in the certificates already sitting in your files. Checkmate reads each one and matches it to the right company.

Audit-ready records

Every document, finding, and decision stays together, and certificates download as a ZIP per project or account.

Weekly digest

An optional Monday email covering what expired, what is expiring, and what is waiting on review.

Service levels

Start free. Add service when you need it.

Use the same platform and compliance record at every level. What changes is how much operational ownership you hand off.

Free

$0 AI-driven automation

The complete product for teams that keep final approval in-house.

Serviced

Managed compliance

Checkmate specialists own review, outreach, renewals, and escalations.

Enterprise

End-to-End Risk Management

A broader, year-round risk program connected to the same compliance record.

Get started freeCompare service levels