WithCoverage expert
Shelby Grant, CRIS
Head of Construction Brokerage, Lead Risk Advisor
Shelby Grant leads construction brokerage and serves as a Lead Risk Advisor at WithCoverage. He specializes in contractor risk assessment and insurance program design, with prior construction brokerage experience at Marsh and construction underwriting experience at Chubb.
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Insurance basics
What Does a Certificate of Insurance Prove?
Understand what a certificate of insurance shows, what it does not prove, and which supporting documents may be needed.
Review guides
How to Review a Certificate of Insurance
A plain-language, step-by-step certificate of insurance review process for construction and real estate teams.
Insurance basics
Additional Insured, Waiver, and Primary Wording Explained
Plain-language explanations of three common insurance requirements and what documents can confirm them.
Review guides
How to Verify Insurance Endorsements
Review endorsement forms against contract or lease requirements and connect every finding to the controlling policy language.
Workflows
COI Renewal Process and Expiration Tracking
Build a renewal workflow that starts before expiration, collects replacement evidence, repeats compliance review, and preserves history.