TrustLayer vs CertFocus

An in-depth comparison of TrustLayer and CertFocus for certificate of insurance tracking and compliance management.

TrustLayer

Risk management and insurance verification platform

constructionreal estatelogistics
4.5
(35 reviews on G2)
Starting at: Custom pricing
Compare with Checkmate below ↓

CertFocus

COI tracking with dedicated account management

constructionreal estatemanufacturing
Starting at: Custom pricing
Compare with Checkmate below ↓

Best for

TrustLayer: Companies needing full risk management, not just COI tracking
CertFocus: Companies wanting managed service over self-service software

Key Differences

  • TrustLayer comprehensive risk management platform
  • CertFocus dedicated account management
  • • Pricing: Custom pricing vs Custom pricing

Feature Comparison

FeatureTrustLayerCertFocus
COI Collection
Automated COI requests
Vendor portal
Email collection
Bulk upload
Automation
Auto-renewal reminders
Expiration tracking
AI-powered validation
(Manual review)
Auto data extraction
Compliance
Custom requirements
Coverage gap detection
Additional insured verification
Waiver of subrogation check
Integrations
API access
Procore integration
QuickBooks integration
Reporting & Analytics
Compliance dashboard
Export reports
Audit trail

The Verdict

How TrustLayer and CertFocus stack up

TrustLayer
CertFocus
Ease of Use
TrustLayer2/5
CertFocus3/5
Setup Speed
TrustLayer3/5
CertFocus3/5
Value for Money
TrustLayer2/5
CertFocus3/5
Feature Set
TrustLayer4/5
CertFocus4/5
Support Quality
TrustLayer4/5
CertFocus3/5

Choose TrustLayer if you want...

  • Comprehensive risk management beyond COI
  • Strong vendor verification features
  • Modern platform
  • Good integration options

Keep in mind

  • Can be overkill for just COI tracking
  • Pricing not transparent

Choose CertFocus if you want...

  • Dedicated account managers
  • High-touch service model
  • Good for outsourcing COI management
  • Long track record (since 2001)

Keep in mind

  • Less self-service oriented
  • Dated user interface

Integrations

TrustLayer4
CertFocusAPI only

Support

TrustLayer4 channels
CertFocus3 channels

API Access

TrustLayer

Yes

CertFocus

Yes

Looking for a Better Option?

Why not try Checkmate instead?

While TrustLayer and CertFocus are solid options, Checkmate offers a modern, intuitive solution built specifically for construction companies without the complexity of heavyweight enterprise software.

Setup in Minutes
Not weeks like enterprise tools
🎯
Built for Construction
Not a generic compliance tool
💰
Free to Use
Full access without a paid plan

Free to use · No credit card · Setup in under 5 minutes